Easing The Pain of Insurance for Business Owners

Health Insurance Blog Entries



Video: How Do Parents Continue Health Insurance When Their Kid Turns 26

5/22/2013
posted by Butch Zemar in Health Insurance

How Do Parents Continue Health Insurance When Their Kid Turns 26 EliteBenefits.net - How do parents continue health coverage for their kids at age 26?  There are three options. Check out the video.  888-535-3006 ... Read More

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Photo Credits: blogs.squaremouth.com/ There have been some changes recently with the application process for a Celtic Insurance health policy. Once the policy is approved, there is a change in effective date; wh... Read More

[views: 129]
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Inside or Outside of the Health Insurance Exchanges

3/15/2013
posted by Butch Zemar in Health Insurance

Businesses, individuals and families are even more confused about where they can buy health insurance come 2014.  Some think they have to buy inside the exchange.  This is simply not the case.  So what do ... Read More

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The year of the Short Term Health Plan

2/28/2013
posted by Eric Wilson in Health Insurance

In most cases throughout my career as an insurance broker I have been opposed to short term health plans.  I was opposed to them because if you got sick you could not renew them and you could put yourself in a bad situat... Read More

[views: 319]
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Cutting Health Insurance Premiums To Stay In Business

9/17/2012
posted by Butch Zemar in Health Insurance

      Employees and employers are at a crossroads between health insurance benefits and cost.  For years employees have been spoiled and at a time of dire straights, employers are cutting back on everything.  This is not... Read More

[views: 370]
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Video: Shop Insurance Agents and Save 45%

7/20/2012
posted by Butch Zemar in Health Insurance

Doing the same thing over and over again expecting a different result is the definition of insanity.  How do you know your insurance agent is providing you all of the options?  Ever think that you could ask ano... Read More

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Video: Health Insurance: Business Owners May Need Help

6/18/2012
posted by Butch Zemar in Health Insurance

Business owners may need help with their employee benefits.  You would think the current agent would be doing their job, but not always the case.  Maybe they are but are limited on the available resources compa... Read More

[views: 428]
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Health Insurance Is A Math Problem Not A Benefits Issue

5/11/2012
posted by Butch Zemar in Health Insurance

Most Americans that pay for their own health insurance typically want a low deductible but they don't want to pay the higher premiums.  Many people and business owners feel they are losing out on coverage when the... Read More

[views: 530]
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Health Insurance: Business Owners May Need Help

4/25/2012
posted by Butch Zemar in Health Insurance

Health insurance agents are exiting the market due to industry changes and commission cuts. Make sure your current agent is a major player. If not find someone who will support you and your business. Watch video here: ... Read More

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Medical Overbilling Is Like Burning Money

3/14/2012
posted by Butch Zemar in Health Insurance

A recent article from the LA Times, "Lawmakers probe Prime Healthcare Services' billing practices", talked about the company overbilling patients.  Billing is one of the industry's biggest problems.  Many Ameri... Read More

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Mitt Romney: 'I Like Being Able to Fire People'

1/11/2012
posted by Butch Zemar in Health Insurance

Consumers really know how to shop for goods and services.  Having options to save money or ask for better services comes second nature to us.  If we like or dislike something we usually take actions accordingly.  This ... Read More

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Businesses Should Plan Now To Lock In Their Insurance Rates for 2012

12/11/2011
posted by Butch Zemar in Health Insurance

For Immediate Release Elite Benefits of America is currently helping business owners identify coverage mistakes in their annual insurance reviews to assure rates are locked in for the upcoming year. “Many busines... Read More

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Great Open Enrollment Advice from Insurance Agent Joe Hickey

11/29/2011
posted by Butch Zemar in Health Insurance

Watch this short YouTube newscast with FirstBusinessx.com and Insurance Agent Joe Hickey   Read More

[views: 1027]
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Health Insurance: Don't Expose Yourself Like Weiner

6/29/2011
posted by Butch Zemar in Health Insurance

Exposure is leaving people medically bankrupt.  American's are going from the best health insurance money can buy to losing their health insurance and everything that means something to them.  How can this happen in this... Read More

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Civil Union in IL - Health Insurance

6/28/2011
posted by Butch Zemar in Health Insurance

Back in January 2011, Illinois Governor Quinn signed a bill that allows domestic partners, same or opposite genders, to be allowed to have equal partnership as marriages do, on a state level.  This law went into effect J... Read More

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Health Insurance: Summer Hits - Not Your Pocket Book

6/22/2011
posted by Butch Zemar in Health Insurance

  Summer is here and your days are filled with joy and fresh air. The kids finally have a chance to get out of the house and play. Some kids will still stay in the house to play video games or read a book. However, most... Read More

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Employers Drop Health Insurance – Uninsured Stays Consistent

3/9/2011
posted by Butch Zemar in Health Insurance

The Health care Reform bill was designed to reduce the number of uninsured.  Health care cost is at the highest point in history. The cost of health insurance is growing out of control.  Employers are being forced to mak... Read More

[views: 1257]
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Health Insurance Conference Call - Reducing the Pain

10/11/2010
posted by Butch Zemar in Health Insurance

Hello Folks! This year has really passed by fast.  I know for me it has especially with my 11 month old son running around.  He is already walking! Just incredible!  I hope you finish off the year strong with work, fami... Read More

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Those Struggling With Drug, Healthcare Costs Can Find Help -Press Release

4/6/2010
posted by Butch Zemar in Health Insurance

Press Release for immediate distribution April 6, 2010 Contact: Butch Zemar, 708-535-3006 or butch@elitebenefits.net Those Struggling With Drug, Healthcare Costs Can Find Help -- Darla Stewart and her h... Read More

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Medical Payments are Not a Replacement for Health Insurance

10/13/2009
posted by Butch Zemar in Health Insurance

Some clients believe that Health Insurance is not necessary since their Auto Insurance provides medical payment coverage.  They argue that Auto Insurance is going to protect them from health service bills, so why pay... Read More

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Purchasing A Health Insurance Plan Online: A Death Wish?

10/7/2009
posted by Butch Zemar in Health Insurance

The internet has changed the way we do things.  You can “Google” symptoms of a medical condition to get other people’s experience with the same condition or get a prognosis for the problem. We move to shopping ... Read More

[views: 1894]
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Carrier Cancels Health Insurance On 17 Year Old

9/22/2009
posted by Butch Zemar in Health Insurance

Recently there was an article posted in the Chicago Tribune titled “Firm cancels health insurance coverage for girl, 17, after celiac disease diagnosis".  The article talks about American Community Mutual Insur... Read More

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Lifetime Maximums - Make Sure You Are Covered

1/29/2009
posted by Butch Zemar in Health Insurance

Do you really think you have $5,000,000 of coverage for the life of your health insurance policy? Take another look. Most plans, probably close to ninety-five percent, or more, have internal limitations. ... Read More

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Employers Cut Healthcare Cost By Fifty-Percent or More – Tax-Free

1/7/2009
posted by Butch Zemar in Health Insurance

How would you like a way to save fifty-percent, or more, by giving your employees Tax-Free dollars to buy their own “private” health insurance policies? The most serious economic challenge facing business... Read More

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Interesting Article from WSJ

12/10/2008
posted by Butch Zemar in Health Insurance

I found this article on the Wall Street Journal’s website. I think it’s interesting despite the fact I don’t believe everything they say as fact. That’s reporters for you. http://online.wsj.com... Read More

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Butch Zemar - New Articles

12/8/2008
posted by Butch Zemar in Health Insurance

New Articles have been posted. Check them out: http://ezinearticles.com/?expert=Butch_Zemar Posted in Health Insurance Tagged: Health Insurance Read More

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Insurance Professionals – An Independent and Trusted Advisor

12/6/2008
posted by Butch Zemar in Health Insurance

As we mature and grow it can get harder to know who we can trust and depend upon. When we are young it is the foundation of our security that our family, teachers, and loved ones advise us impartially and with our well ... Read More

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Concerned that some self-employed, small business owners and even employees may be scrimping on essential healthcare benefits during the current economic turmoil? Maybe it’s your own business and you do not offer insura... Read More

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$0 OUT-OF-POCKET HEALTH INSURANCE TO BUSINESS OWNERS

10/29/2008
posted by Butch Zemar in Health Insurance

FOR IMMEDIATE RELEASE / PRURGENT Elite Benefits of America, a national agency for providing leading-edge health insurance options, is now offering a customized insurance program that waives deductibles in the event of a... Read More

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Health care costs are escalating to an all time high for many reasons, including new medical technologies that increase life expectancy, medications that increase quality of life, increasing number of patients with chron... Read More

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Butch Zemar - Elite Benefits of America - Video

9/23/2008
posted by Butch Zemar in Health Insurance

Posted in Health Insurance Tagged: Health Insurance, Health Savings Account, Medical Insurance Read More

[views: 1693]
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Health Insurance Deductibles - Costing You More Than You Think

7/3/2008
posted by Butch Zemar in Health Insurance

When it comes to Health Insurance, some families are confused about their deductibles. Without the right guidance this could cost you a fortune at claim time. If your family doesn’t have anything going on outside o... Read More

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Health Insurance - Changing World Forces You to Seek the Experts

7/3/2008
posted by Butch Zemar in Health Insurance

Years ago, acquiring your first health coverage was almost a right of passage. You began your career and you were automatically enrolled in your employer’s health plan. That still takes place today but the health c... Read More

[views: 1470]
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Your Health Insurance Is Gone, Now What?

6/16/2008
posted by Butch Zemar in Health Insurance

Do you know someone who has suffered a heart attack, a stroke or has had cancer? If there was a program which would have written them a check for $10,000, $20,000, $25,000 or more, do you think it would have had a better... Read More

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Have you ever thought about what might happen if you suffered a serious illness or injury, couldn’t return to work and as a result, lost your job along with your employer-sponsored health insurance? This is what... Read More

[views: 1076]
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Health Care Crisis Out of Control

5/22/2008
posted by Butch Zemar in Health Insurance

Some say this health care crisis is getting out of control. Finding the best value when it comes to health insurance there are 7 things to look for. Pre-existing conditions - This is conditions that are diagnosed, pas... Read More

[views: 1405]
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