How Early Should You Buy Life Insurance? EliteBenefits.net How Early Should You Buy Life Insurance?  There are 5 reasons to buy life insurance earlier opposed to waiting until later.  For more information visit Elit... Read More

Around the Chicago area, as well as many other parts of the country, we have recently seen a bigger spike in health insurance premiums than in the last 24 months or so on the individual market.  There are many contr... Read More

Here are some answers to some frequently asked questions regarding life insurance. The first question is always the most common and probably the most important as well.  The question I get the most is How much do I need... Read More

Life insurance goes beyond a transaction with a trusted insurance agent and a monthly cost.  Many people in America buy life insurance. When they are approved, they stick the policy certificate in the filing cabinet and ... Read More

For the last twenty-something years, many American's receive a life insurance benefit for working for an employer.  Today, there is no loyalty or certainly to employment.  One day you could be moving to another job, or u... Read More

Due to what is called AG 38, now really is the best time to purchase Life Insurance. Due to the law going into effect on January 1 ( see below), rates with all carriers will be affected. AG 38 and Life Insurance Post... Read More

Things happen at a moments notice.  Take a look at the destruction of Hurricane Sandy.  With certain things in life, we do not have a second chance.  Everyday, people are so busy. They put things off that do not prod... Read More

   Do not put off doing your life insurance until tomorrow, next week, next year. The difference could be between Life and Death. Do not put it off any longer. Do it today. Video is for informational purpos... Read More

Video: Life Insurance is not cookie cutter.  Every situation is different.  Knowing the difference is key and could cost your family a fortune if not done properly.  Seek an adviser for more information. Video is for inf... Read More

There is a preconceive notion that because someone has a health condition, or multiple health conditions, they cannot buy life insurance.  This is because they heard it from a friend, who is not in the insurance busine... Read More

Many do not think they need to buy more life insurance. Most of them have never sat down to figure out how much life insurance is needed. Protecting your assets and income replacement are important factors in determining... Read More

Life insurance should be reviewed early and often. In many cases the policy is not doing what you thought or planned. Watch this video. Butch Zemar www.EliteBenefits.net Read More

Video: Review your life insurance. It could be running out of gas and you do not even know it. Life policies are under performing today, is yours?  Click to View Video: Read More

Many states throughout the country sold millions of Lotto Tickets for the Mega Millions.  Your odds were 1 in 176 million, but people still threw money out to a tune of $1.5 Billion.  Although your chances are low, A... Read More

That is right, the life insurance policy purchased years ago is now dead. There was a time the policy had a pulse and there were many happy policy holders and agents. Everything in life ages at some point. With life insu... Read More

Traditional financing could be a thing of the past. With the right advice, you can leverage money from life insurance, at zero cost, to finance your way to wealth. Buy cars, remodel the house, go on vacation, pay fo... Read More

Certain Life Insurance policies have benefits available before you die for serious illnesses such as Cancer, Stroke or Heart Attack. This is also called an accelerated benefits. This benefit gets pulled from the l... Read More

September is the month when the focus turns to a topic that most people don’t want to talk about or even think about: life insurance. September is Life Insurance Awareness Month (LIAM). It’s a national campaign designed ... Read More

Here it is Valentine’s day (if you celebrate it). Shakespeare left dozens of love sonnets behind for the world to enjoy. Mozart wrote operatic love songs that have been played for centuries. Shah Jhan built the Taj Mahal... Read More

How do you say “I love you” to the most important person in your life?  A candlelight dinner or a romantic, getaway vacation are nice ways to show you care. But if you want to make a more meaningful and enduring statemen... Read More

The Wall Street Journal hit it on the head over the weekend.  Long Term Care Insurance is becoming increasingly expensive and harder to get.  People are looking for more affordable ways to protect their money and assets ... Read More

We go through our whole lives planning, spending time with family and seeking security in some fashion.  Typically there are three concerns most people have about their financial situation.  We will live too long, die to... Read More

Has your current broker shared with you a way to leverage life insurance for your health insurance?  My guess is no...  If that's the case they probably didn't tell you that sixty-two percent of bankruptcies are medical ... Read More

As devastating as it may seem to even think of it, you could be saving just so you can pay for a catastrophic illness.  Most people ignore the fact that it could even happen to them.  I have something to ... Read More

If Anyone Depends on You Financially, You Need It If you died tomorrow, how would your loved ones fare financially? It’s not a pleasant scenario to think about, but not doing so can have ser... Read More

FOR IMMEDIATE RELEASE                                                        CONTACT:  Butch Zemar 888-535-3006Local Insurance Expert Offers Cost-Cutting Tips to Encourage Consumers to Maintain Their Coverage ... Read More