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Lifetime Maximums - Make Sure You Are Covered

Post by: Butch Zemar in Uncategorized

Do you really think you have $5,000,000 of coverage for the life of your health insurance policy? Take another look. Most plans, probably close to ninety-five percent, or more, have internal limitations. The limitations in these plans most health insurance agents are not aware of. Your local auto and home insurance agent? Forget it! Only the exceptional insu...

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Jan 29, 2009
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The Recession Hurts - Buying Health Insurance While Unemployed

Post by: Butch Zemar in Uncategorized

With the recession upon us, unemployment has become a reality and is at an all time high. The media and organizations are getting information out to the public on how expensive health insurance can be when combined with unemployment income, or the lack of income. It is so true that health care costs are on a rise, even more so when you elect to take on the e...

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Jan 28, 2009
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Zero Deductible For Accidents

Post by: Butch Zemar in Uncategorized

American Community has been around since 1938. They are an insurance company that uses its independent field force to do their advertising. They are one of the oldest health insurance providers in the country. So far, from what I have experienced they are an excellent carrier to work with. One of the benefits I, as well as most of clients, am excited ...

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Jan 27, 2009
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Save Money By Shopping - Alternative to Keeping Healthcare Costs Low

Post by: Butch Zemar in Uncategorized

The healthcare industry is finally acknowledging that there is cost shifting to the patients in terms of their healthcare, such as prescriptions. This forces the patients to find alternatives. It is an interesting point because most people do not know they can shop healthcare. Some think that Walgreens® can get a better price on drugs because they are on ...

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Jan 21, 2009
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Employers Cut Healthcare Cost By Fifty-Percent or More – Tax-Free

Post by: Butch Zemar in Uncategorized

How would you like a way to save fifty-percent , or more, by giving your employees Tax-Free dollars to buy their own “private” health insurance policies? The most serious economic challenge facing businesses today is reducing the cost of healthcare. Far too often employers are drastically reducing healthcare benefits and deferring more of the monthly and ...

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Jan 07, 2009
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

For Immediate Release: Insurance Agent Earns Certificate of Recognition from The Health Insurance Marketplace for Circle of Champions 2018

  • Insurance Agent Earns Certificate of Recognition from The Health Insurance Marketplace for Circle of Champions 2018 FOR IMMEDIATE RELEASE Evergreen Park, IL - Butch Zemar, Healthcare Reform Specialist and Author, was presented with the Circle of Champions on September 27, 2018, for outstanding ongoing contribution and success during the ... Posted: Oct 19, 2018 Read More

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