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Uncertainty is the Bane of Every Small Business

Post by: Butch Zemar in Uncategorized

There is a lot of uncertainty for business owners with the end of the year only days away. Most of them are waiting for the people we voted into office to actually get off their butt and do something about the problems America is facing. Everything is in such a flux with no indication on which direction is up. How will 2013 look for employee benefits? Cla...

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Dec 30, 2012
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Really the best time to purchase Life Insurance

Post by: Butch Zemar in Uncategorized

Due to what is called AG 38, now really is the best time to purchase Life Insurance. Due to the law going into effect on January 1 ( see below), rates with all carriers will be affected. AG 38 and Life Insurance Posted on October 30, 2012 by CEG Life AG 38 is a popular (if not pleasant) topic amongst life insurance companies and agents right now....

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Dec 29, 2012
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2013 Taxes Take Effect to Fund Healthcare Law

Post by: Butch Zemar in Uncategorized

We keep hearing our politicians talking about the “fiscal cliff” and not raising taxes on the middle class, and whether or not to raise taxes on the top 2% of earners in the United States. What we are not hearing as that the middle class and the top earners are being hit on January one with several new taxes to fund the healthcare law that will be fully imp...

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Dec 28, 2012
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

‘Medicare for All’ Sounds Good to Some, But Then There’s Reality - By Eric Wilson

  • By Eric Wilson ORIGINAL ARTICLE PUBLISH ON www.calbrokermag.com Since before the Affordable Care Act was signed into law in March of 2010, there have been talks about the United States moving toward a “Medicare for All” program, or a single payer system, or a government run health care system or socialized medicine. In co... Posted: Aug 20, 2019 Read More

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