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Feb 28, 2013

The year of the Short Term Health Plan

In most cases throughout my career as an insurance broker I have been opposed to short term health plans.  I was opposed to them because if you got sick you could not renew them and you could put yourself in a bad situation.  The only time I really e...

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Feb 27, 2013

Questions to Consider When Buying Life Insurance

Here are some answers to some frequently asked questions regarding life insurance. The first question is always the most common and probably the most important as well. The question I get the most is How much do I need. While there is no perfect...

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Feb 26, 2013

Important PPACA Dates

States Notify Health and Human Services ( HHS) if they will operate a Health exchange or default to the Federal Government Closing Medicare Drug Coverage Gap-reducing co-insurance from 100% 2010 to 25% in 2020 in addition to the 50% brand nam...

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Feb 25, 2013

Life Insurance - The Promise We Made

Life insurance goes beyond a transaction with a trusted insurance agent and a monthly cost.  Many people in America buy life insurance. When they are approved, they stick the policy certificate in the filing cabinet and forget about it. Most of us, s...

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About Elite Benefits of America

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net is the go-to information sources for small and middle market companies. 

Latest Blog Post:

Spring is here - Or is it? Smooth Seas Ahead

  • From the desk of Butch Zemar and the EBOA Team: Spring is here. Or is it? We went from 80 degrees to snow within 48 hours in the Chicago area. As I write this, it's still under 40 degrees, and it's spring. Spring brings us a lot of things, including crazy weather. Kids are trying to get outside after school. Most of us in the office are t... Posted: Apr 18, 2023 Read More

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