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The year of the Short Term Health Plan

Post by: Butch Zemar in Uncategorized

In most cases throughout my career as an insurance broker I have been opposed to short term health plans.  I was opposed to them because if you got sick you could not renew them and you could put yourself in a bad situation.  The only time I really ever used them is when someone had gotten a new job and there was a 90 day waiting period for insurance.  This ...

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Feb 28, 2013
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Questions to Consider When Buying Life Insurance

Post by: Butch Zemar in Uncategorized

Here are some answers to some frequently asked questions regarding life insurance. The first question is always the most common and probably the most important as well.  The question I get the most is How much do I need.  While there is no perfect answer for this as you are trying to figure out your future needs if you should pass away, a common method of...

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Feb 27, 2013
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Important PPACA Dates

Post by: Butch Zemar in Uncategorized

States Notify Health and Human Services ( HHS) if they will operate a Health exchange or default to the Federal Government   Closing Medicare Drug Coverage Gap-reducing co-insurance from 100% 2010 to 25% in 2020 in addition to the 50% brand name manufacturers discount Medicare bundled payment pilot Medicaid preventative care Increased payments...

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Feb 26, 2013
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Life Insurance - The Promise We Made

Post by: Butch Zemar in Uncategorized

Life insurance goes beyond a transaction with a trusted insurance agent and a monthly cost.  Many people in America buy life insurance. When they are approved, they stick the policy certificate in the filing cabinet and forget about it. Most of us, subconsciously, think we are immortal and we will live a full life and pass on due to old age. One defining mom...

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Feb 25, 2013
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

‘Medicare for All’ Sounds Good to Some, But Then There’s Reality - By Eric Wilson

  • By Eric Wilson ORIGINAL ARTICLE PUBLISH ON www.calbrokermag.com Since before the Affordable Care Act was signed into law in March of 2010, there have been talks about the United States moving toward a “Medicare for All” program, or a single payer system, or a government run health care system or socialized medicine. In co... Posted: Aug 20, 2019 Read More

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