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Simplifying The Health Insurance Shopping

Post by: Butch Zemar in Uncategorized

In the past, it was very confusing comparing plans with all the deductibles, co-pays and provider network options.  Who can really make a choice and really know what they had just selected for themselves or their family?  Now the law has changed the design of the plans to try to make it easier to compare the plans.  By adding change to the process it is abou...

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Jan 14, 2014
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Not all Cancelled Health Insurance Policies were "Junk"

Post by: Butch Zemar in Uncategorized

I was reading an article recently, it was written in a journal ( I will not publicly bash the publication) about the canceling of policies under the Affordable Care Act. The article talks about Michelle Malkin’s plan that was a Health Savings Account, which under the law, no longer meets the standard of the Affordable Care Act. I too had one of these plans. ...

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Jan 14, 2014
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Tax Pros Face Obamacare - More Concerns About Premiums Than Taxes

Post by: Butch Zemar in Uncategorized

The reason most tax professionals are more concerned with premium increases than tax increases, is because future premium increases are the unknown. The tax changes are known and can be calculated in advance to aid in client business decisions. It’s difficult to advise a client on a health insurance strategy without knowing that future costs will be consis...

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Jan 08, 2014
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Your Child Could Be Denied Health Coverage From Healthcare.gov

Post by: Butch Zemar in Uncategorized

Your Child Could Be Denied Health Coverage From Healthcare.gov You log onto the troubled Healthcare.gov website and push yourself through the questions required to determine your eligibility for the tax credit only to find out it is not what you had expected.  Up to this point, your blood pressure is high after all the 'error messages', the questi...

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Jan 04, 2014
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It"s Really Hard To Add A Baby To Obamacare

Post by: Butch Zemar in Uncategorized

Source: Huffington Post By: AP   |  By By RICARDO ALONSO-ZALDIVAR WASHINGTON (AP) — There's another quirk in the Obama administration's new health insurance system: It lacks a way for consumers to quickly and easily update their coverage for the birth of a baby and other common life changes. With regular private insurance, parents just notify ...

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Jan 03, 2014
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

The Healthcare System Makes You Vulnerable

  • The doctors in America go to school for a reasonable length of time. I always joke, "like 12 years". For some, that is true. After all that schooling, they do not teach doctors and administrators on how to be customer friendly in a transparent world. They teach them to do one job: administer healthcare to those who are in need. The school... Posted: Jan 15, 2020 Read More

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