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Health Insurance 101

Post by: Butch Zemar in Uncategorized

Article Source: http://virtuale-ssistance.com/2014/10/18/health-insurance-101/ It’s that time again…open enrollment. Americans are shopping for health insurance plans in droves, and taking to the Marketplace to find a plan that fits their family’s evolving health needs. It can be a frustrating process, much like shopping in a real ...

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Oct 29, 2014
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Video: What To Look For During The 2015 ACA Open Enrollment

Post by: Butch Zemar in Uncategorized

Video: What To Look For During The 2015 ACA Open Enrollment

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Oct 18, 2014
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Use a Broker During The 2015 Open Enrollment

Post by: Butch Zemar in Uncategorized

The “second annual” open enrollment for the Affordable Care Act (aka Obamacare) begins on November 15 th .  You should really consider using an Insurance Broker for this process.  It does not cost any more to use a broker!  While the Government provides a “Navigator” to assist you with the enrollment process, and also will not cost you additional money, many...

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Oct 17, 2014
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Filling The “Gaps” In Your Insurance Plan

Post by: Butch Zemar in Uncategorized

As you see in the “new world” of health insurance, deductibles are higher than they used to be. When the Affordable Care Act when into effect in 2014, we also saw higher out of pocket maximums, which is really the most important part of the health plan. It is now not uncommon to see a family out of pocket maximum above $12,000 per year. To offset these hi...

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Oct 16, 2014
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What To Look For During Open Enrollment

Post by: Butch Zemar in Uncategorized

The 2015 Affordable Care Act ( aka Obamacare) open enrollment begins on November 15, 2014. There is a lot of information. Here is some information on what you need to know. First you will see metal tiers of plans, Bronze, Silver, Gold, and Platinum. These are based on what is called “Actuarial Value” or AV.  Basically it is how much the plan will cost y...

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Oct 15, 2014
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How to Cross “Organize My Medical Information” Off Your List!

Post by: Butch Zemar in Uncategorized

Original post here. October is National Organize Your Medical Information Month.  “Organize Medical Papers” is an often neglected task.  And if our health becomes an unexpected roller-coaster ride, we find ourselves struggling with our info AND a medical setback. October is the right time to organize your medical info since employers offe...

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Oct 08, 2014
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Public or Private Exchange for Small Employers?

Post by: Butch Zemar in Uncategorized

Employers have tough decisions with health care reform. What they decide to do will impact their employees in a negative or positive way. Some employers are seeing high double-digit increases with traditional group sponsored coverage. The key for them is to find a way to stop some of the bleeding. Buzz words keep going around about these h...

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Oct 06, 2014
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Preparing For The Open Enrollment

Post by: Butch Zemar in Uncategorized

Open enrollment can be nerve-racking , to say the least. You may want to throw your computer against the wall from all the questions on the Health Insurance Marketplace. All of that sweat and tears, just to see if you qualify for a tax credit to reduce your premiums. There is information you need first to help with the process. Without it, preparing could c...

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Oct 01, 2014
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

Healthcare Rules Changed for Employers

  • Photo Credit:http://clipart-library.com The way we play the game of health insurance has changed over the years. Currently, many employers, small and large, are grossly overpaying for their benefits program for the workplace. Human Resources has become so complicated and, straight up crazy, that it is hard for anyone to keep up with it.... Posted: Jul 10, 2019 Read More

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