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Employer Health Care Arrangements

Post by: Butch Zemar in Uncategorized

http://www.irs.gov/uac/Newsroom/Employer-Health-Care-Arrangements Q1.  What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the Marketplace or outs...

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May 28, 2014
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A New Approach to Employee Benefits, But in Steps

Post by: Butch Zemar in Uncategorized

Photo Source: comparecards.com Some employers have been with the same insurance agent for years.  The employers are either complacent and really trust their insurance broker or consultant, or they do not want to “rock the boat” on the relationship.  This could create a problem for the employer.     If the employer gets in a jam wit...

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May 13, 2014
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Health Reform - COBRA Coverage and Enrollment in Marketplace Coverage

Post by: Butch Zemar in Uncategorized

Question: If someone voluntarily disenrolls in COBRA during open enrollment, are they eligible for subsidies in the Individual Marketplace? Answer: During Marketplace open enrollment, a person can voluntarily drop their COBRA coverage and get a Marketplace plan instead, even if their COBRA hasn't expired. They also may be determined eligible for ...

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May 08, 2014
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About Elite Benefits of America

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net is the go-to information sources for small and middle market companies. 

Latest Blog Post:

The Healthcare System Makes You Vulnerable

  • The doctors in America go to school for a reasonable length of time. I always joke, "like 12 years". For some, that is true. After all that schooling, they do not teach doctors and administrators on how to be customer friendly in a transparent world. They teach them to do one job: administer healthcare to those who are in need. The school... Posted: Jan 15, 2020 Read More

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