Small employers still have a chance to save money

Photo credit: clipartfest.com The Affordable Care Act, also known as Obamacare, has confused many people lately.  The massive increases for January 1st, 2017, has left many in a pickle. Employers are scrambling to find a solution, yet at a cost that ...

Video: Small Businesses Paying More for Health Insurance in 2017

Why Allowing Health Insurance Sales Across State Lines Won’t Help

Why Allowing Health Insurance Sales Across State Lines Won’t Help By Peter Orszag | March 7, 2017 Why Allowing Health Insurance Sales Across State Lines Won’t Help The effort to replace Obamacare faces increasing challenges, the more it is subjected ...

Exchange Plans Wait to Price 2018 Policies

It could be an another cold day in Chicago, as we wait to see what the Trump Administration decides to do with the healthcare subsidies. A glimmer of hope for some of those receiving subsidies.  The insurance companies are fearing for the worst. Brac...

Video: What to do for 2018 health insurance plans

Video: strategize and save money on health insurance in 2018

Trump Changes Healthcare with Executive Order

Last week President Trump signed an executive order on health care, to cause momentum to change with the Affordable Care Act.  Taking this action increases healthcare choices for millions of Americans.  Having alternatives to Obamacare plans will hel...

Aetna- CVS Merger a Win for Consumers

On December 3, 2017 it was announced that CVS pharmacy would purchase Aetna for an estimated $69 billion.  This could become a move that changes the way healthcare is delivered in the United States.  First, let me say that we must distinguish the dif...

Health care billing issues: Sudden and Expensive

Photo credits: creditcards.com Insurance is designed for sudden expensive exposure that most of us cannot afford.  If you look at those words again: sudden and expensive.  It does not spell out the predictable and affordable.  For years though, we ha...

Advisor TV: S6:E4 BUTCH ZEMAR, BENEFITS ADVISOR,

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  Employers have options ...

Health Insurance: The race against the clock

There is still time for Congress to pick up the pieces of changing the healthcare system to help stabilize it. The fate of the Affordable Care Act is yet to be determined.  In the meantime, people wait while paying extremely high premiums and have mo...

Non-Obamacare Short Term Health Plans On The Rise

American’s are looking for lower cost alternatives when it comes to their healthcare needs.  Those who do not need a huge demand for medical services to be covered have other options.  Even those with some medical requirements on a monthly or quarter...

Overusing your health insurance

When reviewing health plans and evaluating cost, keep in mind health insurance wasn't designed to cover every penny related to health care. Everything under the sun on an open credit card is nice, but not when you are paying the bill.  But you are. T...

Health insurance as an open credit card

Unfortunately, many see health insurance as an open credit card.  People demand things that they think should be covered and have access to whichever provider they so choose. Requiring to go to the most expensive hospital system because someone else ...

Why is Obamacare Still Here?

Since its inception, the Affordable Care Act has taken its share of hits. Multiple trips to the Supreme Court, not for profit Co-ops failing, for-profit insurance carriers leaving the marketplace, attempts to repeal the law in bits an pieces, and it ...

You are the patient, not the customer

Healthcare is personal.  When we start seeing the doctor, it is about us, or what is inside of us.  These are things we do not go telling the public. Over time we build this relationship with the doctor.  There is a comfort zone when it comes to our ...

Health Insurance Math Problem, Not a Benefits Problem

Small employer options to evaluate small groups

Business owners are more confused about healthcare than ever

Covid-19 Virus: Health insurance options; a conversation with the specialist

Covid-19 Virus: Health insurance options; a conversation with the specialist