Small Business Owners, Self-Employed to Learn About Protecting Assets From Illness, Injury

Press Release – For Immediate Publication
Contact: Butch Zemar 708-535-3006
January 21, 2010

Small Business Owners, Self-Employed to Learn About Protecting Assets From Illness, Injury

Bankruptcy is a very scary word. It’s even more terrifying when the cause of that bankruptcy is overwhelming medical bills. Small business owners and the self-employed find themselves at the greatest risk for this type of catastrophe. Not only will a debilitating illness or injury drastically reduce their income, but they are also the most likely to have let disability, long term care and other types of protective programs and insurances fall through the cracks. These professionals may lose everything when they are too sick or hurt to work.
As a service to those who may someday find themselves in this precarious situation, David Dykstra of Edward Jones Investments is hosting “Protecting Your Assets”, a seminar to inform and educate small business owners and the self-employed about asset protection, conducted by Butch Zemar of Elite Benefits, an expert in the health care insurance for small business field. The seminar is scheduled for Saturday February 6th at 9 am, at Dykstra’s offices, 60 Orland Square Drive, Suite 301 in Orland Park, at the southeast outer edge of the mall property.

Zemar says, “The right kind of protection is crucial to recovering from a catastrophic event; financially, emotionally and physically. Health insurance may cover your medical bills, but it won’t pay your mortgage, your grocery bills or college tuition. Pulling money from your retirement fund or falling behind on your mortgage for just a few months will have shattering long-term consequences.”

“We want our business owners to succeed, to grow and to keep their businesses open for many years to come. Just having health insurance is not enough. This seminar will teach the business community what other programs and initiatives are available to cover the gaps and pay non-medical expenses when their income has been compromised. We’ll also talk about tax incentives and the realities of care-giving.” Zemar will also discuss ensuring revenue streams in cases of permanent disability or critical long-term illness.

Dykstra himself will also be on the morning’s agenda, offering education about the strategic use and importance of life insurance to business owners’ heirs. He said, “Butch is an expert at what he does. I’m pleased to be able to offer this information to the business community.” Patrick Hammer, owner of Scuba Emporium in Orland Park, recommends the seminar. “I have been getting the guidance I need from Mr. Zemar for years.”

Registration for this event is recommended, as seats are limited. Register with Carol by calling 708-873-9436.

Almost 50% of bankruptcies are the direct result of illness or injury. “Protecting Your Assets” will educate small business owners and the self-employed about avoiding just that.