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For Immediate Release: Insurance Agent Earns Certificate of Recognition from The Health Insurance Marketplace for Circle of Champions 2018

Insurance Agent Earns Certificate of Recognition from The Health Insurance Marketplace for Circle of Champions 2018 FOR IMMEDIATE RELEASE Evergreen Park, IL - Butch Zemar, Healthcare Reform Specialist and Author, was presented with the Circle of Champions on September 27, 2018, for outstanding ongoing contribution and success during the 2018 Health Insuranc...

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You are the patient, not the customer

Healthcare is personal. When we start seeing the doctor, it is about us, or what is inside of us. These are things we do not go telling the public. Over time we build this relationship with the doctor. There is a comfort zone when it comes to our doctors. The unfortunate thing is, this relationship is one-sided. You are only a good relationship, as long...

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Why is Obamacare Still Here?

Since its inception, the Affordable Care Act has taken its share of hits. Multiple trips to the Supreme Court, not for profit Co-ops failing, for-profit insurance carriers leaving the marketplace, attempts to repeal the law in bits an pieces, and it is still here! Some counties when the rates are filed in the coming months will find that they have no insura...

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For Immediate Release: Local Small Business Event: Spend less and get more from your health plan

For immediate release Local Small Business Event: Spend less and get more from your health plan Elk Grove Village (August 14, 2018): Corkill Insurance Agency, Inc. will be presenting to small businesses on how to they can spend less and get more from their health plans. Small businesses are running into problems maintaining the cost of their he...

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What is your 2019 strategy to combat another increase in premiums?

(Photo Credits: http://www.zcool.com.cn/u/1/) Traditionally employers would control health care costs by moving deductibles up, maybe some max out-of-pocket increases, perhaps even offer a Health Savings Account plan (HSAs). Over time, all this did was delay the next increase. What did it solve? What is your next move for 2019? How much higher can you i...

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The CEO of one of the largest health insurers in the US explains why he thinks healthcare costs so much

Cigna CEO David Cordani Reuters This CEO believes that hospitals and the local community should spend more money on programs to engage the patient in healthcare. If the hospital increases their costs, that gets passed either directly on to the patient or financed through the insurance company. Then the patient/policyholder will end up paying a higher cost...

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Video: Lori Goldstein, founder, owner, and employment lawyer at Law Office of Lori A. Goldstein, LLC

Original post and credits: http://www.advisor.tv/hr-in-the-fast-lane/s6e5-lori-goldstein-founder-owner-and-employment-lawyer-at-law-office-of-lori-a-goldstein-llc

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Health insurance as an open credit card

Unfortunately, many see health insurance as an open credit card. People demand things that they think should be covered and have access to whichever provider they so choose. Requiring to go to the most expensive hospital system because someone else is paying the bill would be entirely different if it came out of your pocket. The truth is, it does cost you ...

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Overusing your health insurance

When reviewing health plans and evaluating cost, keep in mind health insurance wasn't designed to cover every penny related to health care. Everything under the sun on an open credit card is nice, but not when you are paying the bill. But you are. The purpose of insurance is to cover sudden very expensive losses. It's about making you whole again and not...

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Non-Obamacare Short Term Health Plans On The Rise

American’s are looking for lower cost alternatives when it comes to their healthcare needs. Those who do not need a huge demand for medical services to be covered have other options. Even those with some medical requirements on a monthly or quarterly basis are ok with little less coverage if they are saving enough on premiums. The good news is alter...

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Is it Time to Fire Your Client?

JimmyVision original post: http://www.jimmyvisionllc.com/single-post/2018/02/07/Is-it-Time-to-Fire-Your-Client By James DiMambro February 8, 2018 While producing new opportunities for your service company, it’s only natural to want to push the sale forward to grow and to meet your goals. But what if your new client starts seeming like a bad fit? Do...

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The madness of your calendar

Almost any sport that has ever been played with a clock, the effort to score increases as the time decreases, especially during the last 2 minutes. This urgency is especially true in most professional sports and business. When you put the restriction of time in your favor, good things are only to come of it. At least the effort. Wins and losses come a dim...

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Health Insurance: The race against the clock

There is still time for Congress to pick up the pieces of changing the healthcare system to help stabilize it. The fate of the Affordable Care Act is yet to be determined. In the meantime, people wait while paying extremely high premiums and have mountains of out-of-pocket bills on the kitchen table. Where is the affordability of the Affordable Care Act? ...

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Advisor TV: S6:E4 BUTCH ZEMAR, BENEFITS ADVISOR,

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line. Employers have options dealing with healthcare for their employees. Staying ahead of the trend will help save them money and time wh...

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Under 65 Disabled Medicare

Many questions come up with it comes to Medicare, let alone when you are under 65 and disabled. The steps of the things you need to do or the things you know are not quite as clear as you would like it to be. If you do not register everything within a window that the government provides, you could be penalized. The penalty will be costing you more money th...

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Amazon and its effect on the healthcare industry

An editorial by Eric Wilson Source: https://www.dotmed.com/news/story/41592 Amazon has made a huge impact on the retail world over the past few years. The ability to purchase just about anything online has made life easier for consumers. We have seen sporting good stores such as Sports Authority and MC Sports and Golfsmith close. Is that because of Amazon? ...

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Health care billing issues: Sudden and Expensive

Photo credits: creditcards.com Insurance is designed for sudden expensive exposure that most of us cannot afford. If you look at those words again: sudden and expensive. It does not spell out the predictable and affordable. For years though, we had someone with the bigger purse paying the bills. Most of us had very little to pay out-of-pocket for any of...

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Aetna- CVS Merger a Win for Consumers

On December 3, 2017 it was announced that CVS pharmacy would purchase Aetna for an estimated $69 billion. This could become a move that changes the way healthcare is delivered in the United States. First, let me say that we must distinguish the difference between health insurance and health care. The two are often used synonymously. Health care is the tr...

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Federal judge upholds order to end cost-sharing reduction subsidies

OCT 25, 2017 | BY JOEL ROSENBLATT, ANDREW HARRIS A federal judge rejected a bid by Democratic state officials to temporarily block the White House from ending so-called cost-sharing reduction payments to health insurers under the Affordable Care Act. A coalition of 19 Democratic attorneys general, led by California’s Xavier Becerra and New York’s Eric S...

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Trump Changes Healthcare with Executive Order

Last week President Trump signed an executive order on health care, to cause momentum to change with the Affordable Care Act. Taking this action increases healthcare choices for millions of Americans. Having alternatives to Obamacare plans will help make things more affordable. How does that impact you? Let’s review the changes. The order directs ...

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