Medical Loss Ratio - Insurance Agents Are Up To Bat, Again

The Medical Loss Ratio (MLR) has put health insurance agents through the ringer with their strict ru...

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Senate Democrats Vote To Repeal A Portion of Obamacare

On March 21, with an overwhelming vote of 79-20, the Senate Democrats voted to repeal the 2.3 percen...

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A small business guide to income replacement for sick business owners

Check out our new e-book, A small Business Guide to Income Replacement for Sick Business Owners: htt...

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Inside or Outside of the Health Insurance Exchanges

Businesses, individuals and families are even more confused about where they can buy health insuranc...

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Priorities for Employers with Healthcare Reform, Obamacare

Be aware of the Requirements for employers for Obamacare. Here are a few for employers: ...

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Funding Changes Course For PCIP: Obamacare

PCIP is changing things 10 months prior to the start date, January 1st, 2014, when Obamacare is ful...

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Using Life Insurance to supplement your health Insurance

Around the Chicago area, as well as many other parts of the country, we have recently seen a bigger ...

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The year of the Short Term Health Plan

In most cases throughout my career as an insurance broker I have been opposed to short term health p...

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Questions to Consider When Buying Life Insurance

Here are some answers to some frequently asked questions regarding life insurance. The first ques...

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Important PPACA Dates

States Notify Health and Human Services ( HHS) if they will operate a Health exchange or default to ...

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Life Insurance - The Promise We Made

Life insurance goes beyond a transaction with a trusted insurance agent and a monthly cost.  Many pe...

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Employer Sponsored Life Insurance is Not Enough

For the last twenty-something years, many American's receive a life insurance benefit for working fo...

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Uncertainty is the Bane of Every Small Business

There is a lot of uncertainty for business owners with the end of the year only days away. Most of ...

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Really the best time to purchase Life Insurance

Due to what is called AG 38, now really is the best time to purchase Life Insurance. Due to the law ...

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2013 Taxes Take Effect to Fund Healthcare Law

We keep hearing our politicians talking about the “fiscal cliff” and not raising taxes on the middle...

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2013 Medicare Deductibles Announced!!

Effective January 1, 2013, the following changes to Medicare take effect… Part A deductible wil...

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Video: Insurance Agents Are Lazy

Watch the Video:  Insurance agents can be lazy bums that sit behind a desk, forget answering the pho...

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Hurricane Sandy Increases Life Insurance Awareness

Things happen at a moments notice.  Take a look at the destruction of Hurricane Sandy.  With certain...

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Vote for Higher Taxes, In Retirement

Today is election day for the nation.  Some are hoping for a change in office.  Others are still han...

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Medicare Supplement and Medicare Advantage 2013

As the annual enrollment period has begun, it is a good time to review the differences between Origi...

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