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2013 Medicare Deductibles Announced!!

Post by: Butch Zemar in Uncategorized

Effective January 1, 2013, the following changes to Medicare take effect… Part A deductible will be $1184. This reflects an increase in deductible of 2.4% from the 2012 deductible of $1156. Part B deductible will be $147.00 this is up $7 from 2012 an increase of 5%. Part B premium in 2012 was $99.90. It will increase in 2012 to $104.90. ...

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Nov 20, 2012
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Video: Insurance Agents Are Lazy

Post by: Butch Zemar in Uncategorized

Watch the Video:  Insurance agents can be lazy bums that sit behind a desk, forget answering the phone and actually doing something.  If your agent isn't servicing you, find a new insurance agent. Butch Zemar www.EliteBenefits.net

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Nov 19, 2012
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Hurricane Sandy Increases Life Insurance Awareness

Post by: Butch Zemar in Uncategorized

Things happen at a moments notice.  Take a look at the destruction of Hurricane Sandy.  With certain things in life, we do not have a second chance.  Everyday, people are so busy. They put things off that do not produce immediate pain.  This decision could be life or death, literally.  If you were to lose household income due to the loss of a loved one, how ...

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Nov 13, 2012
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Vote for Higher Taxes, In Retirement

Post by: Butch Zemar in Uncategorized

Today is election day for the nation.  Some are hoping for a change in office.  Others are still hanging on for change with the current administration.  The truth is, whoever is in office, taxes have to go up.  The real question is: Are you prepared?  If not, it is not too late. There is something you can do and come out ahead. Working with the right insu...

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Nov 06, 2012
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About Butch Zemar

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net and ButchZemar.com are the go-to information sources for small and middle market companies. 

Latest Blog Post:

Healthcare Rules Changed for Employers

  • Photo Credit:http://clipart-library.com The way we play the game of health insurance has changed over the years. Currently, many employers, small and large, are grossly overpaying for their benefits program for the workplace. Human Resources has become so complicated and, straight up crazy, that it is hard for anyone to keep up with it.... Posted: Jul 10, 2019 Read More

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